Charter Research & Investment Group, Inc.

All holdings · as of Dec 31, 2025

Company	Class	Value	Shares	% of portfolio
Apple Inc.	—	$17.79M	65,434	11.9%
Alphabet Inc.	—	$13.33M	42,590	8.9%
RTX Corp	—	$6.74M	36,762	4.5%
JOHNSON & JOHNSON	—	$6.35M	30,666	4.2%
INTERNATIONAL BUSINESS MACHINES CORP	—	$5.68M	19,171	3.8%
Meta Platforms Inc	—	$5.08M	7,703	3.4%
SPDR GOLD TR	—	$4.33M	10,921	2.9%
SPDR S&P 500 ETF TR	—	$4.12M	6,049	2.8%
PEPSICO INC	—	$4.11M	28,667	2.7%
Alphabet Inc.	—	$4.02M	12,800	2.7%
BANK OF AMERICA CORP /DE	—	$3.89M	70,682	2.6%
SPDR S&P MIDCAP 400 ETF TR	—	$3.82M	6,334	2.6%
EXXON MOBIL CORP	—	$3.61M	29,959	2.4%
Mondelez International, Inc.	—	$3.10M	57,563	2.1%
HOME DEPOT, INC.	—	$3.10M	9,001	2.1%
MICROSOFT CORP	—	$3.05M	6,307	2.0%
Merck & Co., Inc.	—	$2.74M	25,984	1.8%
CATERPILLAR INC	—	$2.45M	4,280	1.6%
APPLIED MATERIALS INC /DE	—	$2.22M	8,625	1.5%
SPDR S&P 600 SMALL CAP ETF	—	$2.03M	43,393	1.4%
Salesforce Inc	—	$2.01M	7,600	1.3%
Walt Disney Co	—	$1.96M	17,234	1.3%
MetLife Inc	—	$1.91M	24,255	1.3%
M&T BANK CORP	—	$1.81M	9,001	1.2%
BRISTOL MYERS SQUIBB CO	—	$1.78M	32,976	1.2%
Amazon.com Inc	—	$1.75M	7,590	1.2%
Philip Morris International Inc.	—	$1.57M	9,795	1.0%
INVESCO QQQ TR	—	$1.45M	2,353	1.0%
Warren E. Buffett	—	$1.38M	2,739	0.9%
MCKESSON CORP	—	$1.31M	1,600	0.9%
PPL Corp	—	$1.31M	37,337	0.9%
PROCTER & GAMBLE Co	—	$1.29M	9,011	0.9%
INVESCO S&P 500 EQL WGHT ETF	—	$1.25M	6,547	0.8%
ALBEMARLE CORP	—	$1.21M	8,523	0.8%
AbbVie Inc.	—	$1.09M	4,786	0.7%
AT&T INC.	—	$1.02M	41,225	0.7%
ALTRIA GROUP, INC.	—	$1.02M	17,617	0.7%
United Parcel Service Inc	—	$997.4K	10,055	0.7%
KINDER MORGAN, INC.	—	$963.4K	35,044	0.6%
COCA COLA CO	—	$915.1K	13,089	0.6%
Walmart Inc.	—	$898.2K	8,062	0.6%
Visa Inc	—	$883.8K	2,520	0.6%
MCDONALD'S CORP	—	$855.8K	2,800	0.6%
AUTOMATIC DATA PROCESSING INC	—	$850.9K	3,308	0.6%
VERIZON COMMUNICATIONS INC	—	$847.7K	20,813	0.6%
VANGUARD WORLD FDS	—	$780.2K	1,035	0.5%
ABBOTT LABORATORIES	—	$720.0K	5,747	0.5%
JPMORGAN CHASE & CO	—	$704.5K	2,186	0.5%
ORACLE CORP	—	$701.5K	3,599	0.5%
ENTERPRISE PRODUCTS PARTNERS L.P.EPD	MLP	$678.4K	21,160	0.5%