Companies / Bread Financial Holdings Inc

Bread Financial Holdings Inc

NYSE: BFHCIK 1101215COLUMBUS, OHalliancedata.com ↗
Insider flow · last 90 daysNet sells $1.28M

Financials · FY2020

Revenue$4.52B
Net income$518.00M
Total debt$4.47B
Cash$3.68B
Diluted EPS$10.89
Shares outstanding38.4M

Ownership

38.4M shares outstanding · as of Jul 22, 2026
3.7%Insiders
Ownership
Insiders3.71%1,426,804
10%+ / strategic13.01%4,999,706
Institutions114.18%43,867,447
Public float0.00%0

Reported holdings exceed shares outstanding — public float shown as 0; some positions may overlap or lag.

% of common shares outstanding (exact, from the latest cover-page filing). Institutions are quarterly 13F snapshots; insiders reflect current officers & directors.

Insiders 16

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Insider% of sharesShares
Andretta Ralph JCEOPresident and CEO · Director
1.52%582,241
Greer Valerie EEVP, Chief Commercial Officer
0.40%155,352
Motes Joseph L IIIEVP, CAO, Gen Counsel & Secy
0.34%129,617
McConnaughey Tammy MEVP, Operations & Credit Risk
0.32%123,320
Beberman Perry SEVP, Chief Financial Officer
0.32%121,570
Driscoll Allegra SEVP, Chief Technology Officer
0.16%59,968
Gerspach John CDirector
0.13%48,844
Campbell Jonathan BryanSVP, Chief Accounting Officer
0.10%37,149
Tucker Laurie AnneDirector
0.09%35,459
Ballou Roger HDirector
0.08%30,079

Institutional holders 378

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HolderValue% of shares
BlackRock, Inc.$421.31M10.12%
Vanguard Group Inc$378.74M13.32%
Dimensional Fund Advisors LP$227.73M8.01%
Turtle Creek Asset Management Inc.$188.88M6.64%
State Street Corporation$182.21M4.38%
Franklin Resources, Inc.$150.27M5.28%
American Century Companies Inc$113.35M3.99%
Geode Capital Management, LLC$88.78M3.08%
Allianz Asset Management GmbH$84.94M2.99%
Arrowstreet Capital, Limited Partnership$82.65M2.87%

Activity

Jun 30, 2026View all →
InsidersInstitutions
Who's accumulating and trimming this stock (13F).
DateActorActionSecurityValueShares ΔPosition afterImpact
Q2 2026
as of
BlackRock, Inc.
13F manager
TrimCommon stock$-67.73M-625K
-13.85%
3,888,457
10.12% of shares
high
Q2 2026
as of
Deutsche Bank AG
13F manager
TrimCommon stock$-56.36M-520K
-88.59%
66,993
0.17% of shares
high
Q1 2026
as of
Victory Capital Management, Inc.
13F manager
TrimCommon stock$-38.90M-519K
-81.97%
114,292
0.30% of shares
medium
Q1 2026
as of
Millennium Management LLC
13F manager
TrimCommon stock$-36.33M-485K
-72.85%
180,754
0.47% of shares
medium
Q2 2026
as of
Pzena Investment Management LLC
13F manager
TrimCommon stock$-31.01M-286K
-46.64%
327,448
0.85% of shares
medium
Q4 2025
as of
Norges Bank
13F manager
TrimCommon stock$-16.81M-227K
-71.71%
89,616
0.23% of shares
medium
Q2 2026
as of
State Street Corporation
13F manager
TrimCommon stock$-14.72M-136K
-7.48%
1,681,704
4.38% of shares
medium
Q1 2026
as of
Royal Bank of Canada
13F manager
TrimCommon stock$-13.69M-183K
-98.31%
3,148
<0.01% of shares
medium

5%+ ownership events

Schedule 13D / 13G
FilerStance% of classSharesDate
Vanguard Group IncPassive13G/A—0—
Turtle Creek Asset Management Inc.Passive13G/A———
Dimensional Fund Advisors LPPassive13G/A———
Vanguard Capital ManagementPassive13G—2,205,722—
Vanguard Portfolio ManagementPassive13G—2,793,984—

Securities

via CUSIP / OpenFIGI
SymbolTypeMarketCUSIPFIGI
BFH——018581108—