Companies / Bread Financial Holdings Inc

Bread Financial Holdings Inc

NYSE: BFHCIK 1101215COLUMBUS, OHalliancedata.com ↗
Insider flow · last 90 daysNet sells $1.28M

Financials · FY2020

Revenue$4.52B
Net income$518.00M
Total debt$4.47B
Cash$3.68B
Diluted EPS$10.89
Shares outstanding38.4M

Ownership

38.4M shares outstanding · as of Jul 22, 2026
3.7%Insiders
Ownership
Insiders3.71%1,426,804
10%+ / strategic13.01%4,999,706
Institutions114.18%43,867,447
Public float0.00%0

Reported holdings exceed shares outstanding — public float shown as 0; some positions may overlap or lag.

% of common shares outstanding (exact, from the latest cover-page filing). Institutions are quarterly 13F snapshots; insiders reflect current officers & directors.

Insiders 16

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Insider% of sharesShares
Andretta Ralph JCEOPresident and CEO · Director
1.52%582,241
Greer Valerie EEVP, Chief Commercial Officer
0.40%155,352
Motes Joseph L IIIEVP, CAO, Gen Counsel & Secy
0.34%129,617
McConnaughey Tammy MEVP, Operations & Credit Risk
0.32%123,320
Beberman Perry SEVP, Chief Financial Officer
0.32%121,570
Driscoll Allegra SEVP, Chief Technology Officer
0.16%59,968
Gerspach John CDirector
0.13%48,844
Campbell Jonathan BryanSVP, Chief Accounting Officer
0.10%37,149
Tucker Laurie AnneDirector
0.09%35,459
Ballou Roger HDirector
0.08%30,079

Institutional holders 378

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HolderValue% of shares
BlackRock, Inc.$421.31M10.12%
Vanguard Group Inc$378.74M13.32%
Dimensional Fund Advisors LP$227.73M8.01%
Turtle Creek Asset Management Inc.$188.88M6.64%
State Street Corporation$182.21M4.38%
Franklin Resources, Inc.$150.27M5.28%
American Century Companies Inc$113.35M3.99%
Geode Capital Management, LLC$88.78M3.08%
Allianz Asset Management GmbH$84.94M2.99%
Arrowstreet Capital, Limited Partnership$82.65M2.87%

Activity

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InsidersInstitutions
What insiders are doing in this stock (Form 4).
DateActorActionSecurityValueShares ΔPosition afterImpact
Feb 17, 2026Andretta Ralph J
CEO
OtherCommon Stock$4.15M-57K
-8.62%
602,567
1.57% of shares
low
Feb 17, 2026Beberman Perry S
Executive
OtherCommon Stock$3.14M-43K
-25.82%
123,584
0.32% of shares
low
Feb 17, 2026Greer Valerie E
Executive
OtherCommon Stock$1.74M-24K
-13.15%
157,355
0.41% of shares
low
Feb 17, 2026Beberman Perry S
Executive
OtherCommon Stock$1.64M-23K
-13.68%
142,061
0.37% of shares
low
Feb 17, 2026McConnaughey Tammy M
Executive
OtherCommon Stock$1.30M-18K
-12.51%
124,926
0.33% of shares
low
Feb 17, 2026Motes Joseph L III
Executive
OtherCommon Stock$1.24M-17K
-11.43%
131,087
0.34% of shares
low
May 29, 2026Andretta Ralph J
CEO
SellCommon Stock$1.11M-13K
-2.10%
583,241
1.52% of shares
medium
Apr 24, 2026Ballou Roger H
Director
SellCommon Stock$874.9K-10K
-24.36%
30,079
0.08% of shares
medium

5%+ ownership events

Schedule 13D / 13G
FilerStance% of classSharesDate
Vanguard Group IncPassive13G/A—0—
Turtle Creek Asset Management Inc.Passive13G/A———
Dimensional Fund Advisors LPPassive13G/A———
Vanguard Capital ManagementPassive13G—2,205,722—
Vanguard Portfolio ManagementPassive13G—2,793,984—

Securities

via CUSIP / OpenFIGI
SymbolTypeMarketCUSIPFIGI
BFH——018581108—