Companies / Citizens Financial Services Inc

Citizens Financial Services Inc

Nasdaq: CZFSCIK 739421MANSFIELD, PA

Financials · FY2025

Revenue$9.88M
Net income$36.57M
Total debt—
Cash$39.43M
Diluted EPS$7.62
Shares outstanding4.8M

Ownership

4.8M shares outstanding · as of Jul 29, 2026
4.4%Insiders
Ownership
Insiders4.39%211,150
Institutions28.88%1,389,234
Public float66.73%3,209,471

% of common shares outstanding (exact, from the latest cover-page filing). Institutions are quarterly 13F snapshots; insiders reflect current officers & directors.

Insiders 10

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Insider% of sharesShares
Graham Roger C JrDirector
1.44%69,400
Black Randall ECEOCEO & PRESIDENT · Director
0.97%46,487
Landy R JosephDirector
0.58%28,061
DePaola Rinaldo ADirector
0.35%16,781
Jones Mickey LDirector
0.29%14,105
Osborne Terry BDirector
0.28%13,360
Chappell Robert WDirector
0.27%12,868
Guillaume Stephen JSENIOR VICE PRESIDENT
0.10%4,656
Painter John P IIDirector
0.07%3,412
Bower Joseph B JrDirector
0.04%2,021

Institutional holders 83

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HolderValue% of shares
BlackRock, Inc.$25.68M7.37%
Vanguard Group Inc$14.45M5.27%
Geode Capital Management, LLC$6.88M2.34%
State Street Corporation$6.72M1.93%
Citizens & Northern Corp$6.67M2.43%
Hudock, Inc.$2.28M0.83%
Charles Schwab Investment Management Inc$2.22M0.81%
Northern Trust Corp$2.00M0.73%
American Century Companies Inc$1.59M0.58%
Dimensional Fund Advisors LP$1.40M0.51%
InsidersInstitutions
What insiders are doing in this stock (Form 4).
DateActorActionSecurityValueShares ΔPosition afterImpact
Mar 6, 2026Painter John P II
Director
BuyCOMMON CLASS$41.2K+675
+24.66%
3,412
0.07% of shares
low
Feb 27, 2026Guillaume Stephen J
Executive
BuyCOMMON CLASS$742+13
+0.28%
4,656
0.10% of shares
low
Apr 30, 2026Chappell Robert W
Director
GrantCOMMON CLASS$0+99
+0.78%
12,868
0.27% of shares
low
Jun 15, 2026DePaola Rinaldo A
Director
GrantCOMMON CLASS$0+88
+0.53%
16,781
0.35% of shares
low
Apr 30, 2026DePaola Rinaldo A
Director
GrantCOMMON CLASS$0+99
+0.60%
16,693
0.35% of shares
low
Jun 15, 2026Jones Mickey L
Director
GrantCOMMON CLASS$0+88
+0.63%
14,105
0.29% of shares
low
Apr 30, 2026Jones Mickey L
Director
GrantCOMMON CLASS$0+99
+0.71%
14,017
0.29% of shares
low
Jun 15, 2026Landy R Joseph
Director
GrantCOMMON CLASS$0+88
+0.31%
28,061
0.58% of shares
low

5%+ ownership events

Schedule 13D / 13G
FilerStance% of classSharesDate
Vanguard Group IncPassive13G/A—0—

Securities

via CUSIP / OpenFIGI
SymbolTypeMarketCUSIPFIGI
CZFS——174615104—